Features
How It Works
Pricing
Videos
>
First Steps After Making Aliyah - October 11th 2026
First Steps After Making Aliyah - October 11th 2026
Nefesh B'Nefesh
97 views
2 weeks ago • 1 hour and 38 min
Like & Subscribe on YouTube
Transcript
[01:00]
Welcome everybody. We're just going to
[01:01]
wait a few more minutes and uh then
[01:04]
we'll begin. Thank you.
[01:19]
just to let you
[01:22]
>> Hello.
[01:23]
>> Hello.
[01:24]
>> David, do you minding your
[01:28]
>> Oh, I thought it was
[01:30]
>> No worries. It's all good. Wanted to
[01:32]
wish you all a welcome to Israel. Um,
[01:36]
this is a fascinating time to be making
[01:39]
aliyah and a very exciting time. There's
[01:41]
a lot really going on right now. Um, are
[01:44]
you folks able to see the my shared
[01:46]
screen?
[01:48]
Thank you, Alicia. Yes,
[01:50]
>> I can see it.
[01:51]
>> Awesome. Thank you guys. Wonderful. Um,
[01:55]
no pressure. If you'd like to open your
[01:57]
your cameras, that would be helpful.
[01:59]
That way you can see each other and you
[02:02]
can see me and I can see you and we can
[02:04]
uh make this as interactive as you would
[02:07]
like. I understand that there's all
[02:09]
different kinds of reasons why you may
[02:12]
not be open able to open your screen at
[02:14]
your camera at the time and that's
[02:15]
totally fine as well. Um I wanted to let
[02:18]
you know that we are recording this
[02:20]
session and it will be sent to you in a
[02:22]
few days along with the links and what
[02:25]
we call the cheat sheet for your first
[02:27]
Polia steps. Um these will be sent to
[02:30]
you in the next couple of days. So
[02:33]
there's no need to get all nervous about
[02:35]
not copying all the information down. Um
[02:38]
really this is just um we're breaking
[02:41]
the ice. We're breaking the ice. We're
[02:43]
going to learn some new terms.
[02:45]
We're going to talk about aliyah. Okay.
[02:48]
So I see here we have around 10 on the
[02:52]
screen with us. My colleague and uh
[02:55]
co-pilot for this meeting will be Aviva
[02:59]
and she'll be joining us momentarily.
[03:01]
Um, in the meantime, what I'd like to do
[03:03]
is to go over the post aliyah guide.
[03:07]
We're going to go basically from start
[03:08]
to finish. Um, I want to let you folks
[03:11]
know that uh things are a little bit
[03:12]
different post aliyah. Um, but
[03:15]
definitely welcome to the family,
[03:18]
basically. Um
[03:20]
although it seemed that the actual steps
[03:23]
of making aliyah were were the the most
[03:27]
exciting and and it must have taken up a
[03:29]
lot of your time and your attention and
[03:32]
your emotions over the last couple of
[03:33]
months if not years. Um really we're now
[03:36]
entering into a new era where we're
[03:38]
talking about post aliyah and living
[03:40]
your life in Israel. Until now you may
[03:42]
have had one aliyah adviser guiding you
[03:44]
through the the process. From here on
[03:47]
out there's a team of 10 like myself.
[03:49]
I'm a post aliyah advocate. What we do
[03:52]
is that each one of us are generalists
[03:55]
on the team and each one of us have a
[03:56]
specialty as well where we lies on
[03:59]
behalf of our to various government
[04:00]
entities. For instance, I liazison with
[04:03]
the ministry of transportation regarding
[04:05]
driver's licenses. After this talk, I'm
[04:08]
more than welcome to uh answer any
[04:10]
questions um about that process about
[04:13]
converting a driver's license. Um what's
[04:16]
amazing is that over the last 20 years
[04:18]
nephesh Ben Nephesh has really built a
[04:20]
reputation and has established itself as
[04:22]
a as a power to be reckoned with in
[04:25]
Israel. So when you ask us for
[04:28]
assistance to leazison with let's say
[04:31]
about residency or about your your
[04:33]
healthcare you know we're not talking to
[04:35]
a local clerk. are actually talking to
[04:37]
the heads of office, you know, the the
[04:40]
VPs and and the and the CEOs of the
[04:43]
various government authorities.
[04:46]
So, while we can't guarantee that we're
[04:48]
able to solve all your problems, we can
[04:50]
definitely guarantee that the right
[04:52]
person will be addressed.
[04:54]
Okay. Um, so just by a show of hands,
[04:59]
how many of you
[05:01]
are khadesim
[05:04]
as opposed to let's say an isra or
[05:11]
khadesim. Wonderful.
[05:13]
That's awesome.
[05:16]
That's really great. It's really
[05:17]
exciting to see. You know, I've been
[05:18]
here for almost 20 years and it's still
[05:20]
exciting for me to see every time when
[05:22]
people make aliyah. at such a courageous
[05:25]
and an amazing start, you know, of your
[05:28]
life. I know I moved here, like I said,
[05:29]
around 20 years ago from New York. Um,
[05:33]
and every day is another adventure. You
[05:36]
know, I've learned a lot. I've
[05:38]
accomplished a lot, and there's always
[05:40]
more to learn, and it's always great to
[05:42]
be able to pay it forward.
[05:44]
Okay, so folks, without further ado, I'm
[05:46]
going to pull up that post aliyah guide.
[05:49]
And again, uh, Alicia said you you see
[05:51]
it, right?
[05:55]
Great. Wonderful.
[05:59]
Okay. So, first the first thing I'd like
[06:02]
you to take a look at is the OLED
[06:03]
glossery.
[06:05]
It's on the first page.
[06:10]
Just one moment, please.
[06:17]
Okay. So, we're looking at the ole
[06:19]
glossery.
[06:21]
The example I give about why we have an
[06:24]
ole glossery or the answer I give is you
[06:27]
know when I go to a to a mechanic or
[06:29]
when I went to a mechanic even in the
[06:31]
states
[06:35]
basically if the mechanic started
[06:37]
talking to me about carburetors and
[06:38]
other kinds of hydraulics and other
[06:40]
stuff although I do know the English
[06:42]
language quite well I could not begin to
[06:44]
try to describe to you what a carburetor
[06:47]
is or what it does. So although some of
[06:50]
you may have some experience in the
[06:51]
Hebrew language, um many times a a a set
[06:56]
of words is is profession or or
[07:00]
specialty specific. So because we're
[07:02]
talking about aliyah, there are specific
[07:04]
words in bureaucratic terms that are
[07:06]
used that wouldn't be used in everyday
[07:08]
life in Israel necessarily, but these
[07:09]
will be important words for you to use.
[07:12]
Um so for instance there is misreim
[07:15]
which many of you may know about already
[07:18]
but it also has another neighbor
[07:21]
because not only is it the interior
[07:23]
ministry there are other things that are
[07:24]
done there as well as registration and
[07:27]
vital statistics um about each and every
[07:30]
citizen in Israel.
[07:33]
Okay, we're not going to go through all
[07:34]
those, but mushim is supplemental
[07:37]
healthcare. Um, for those of you who may
[07:40]
have had in the past some sort of uh
[07:42]
supplemental plan like Shali or may have
[07:45]
heard of it or
[07:48]
these are all supplemental plans you're
[07:50]
able to get already within your first 90
[07:53]
days after aliyah if without any kind of
[07:57]
waiting period, but that we'll talk
[07:58]
about that soon. So there's a there's a
[08:01]
pretty decentsized list here of a
[08:04]
glossery of various terms you'll be
[08:06]
learning about um and you'll be using
[08:08]
over the next several months here um
[08:11]
after your aliyah. Um but for really the
[08:14]
really most important thing we're going
[08:15]
to discuss now are the first six steps
[08:18]
after making aliyah that really really
[08:19]
helped pave the way for a soft landing.
[08:22]
Um
[08:24]
so I as you all made aliyah from
[08:26]
overseas um there should have been
[08:28]
certain documents you received after you
[08:30]
got off the plane. Okay. Is there
[08:33]
anybody in the crowd today who has not
[08:35]
who did not stop at the misakita in the
[08:38]
airport
[08:40]
upon arriving in Israel?
[08:46]
Okay. So from everybody's silence, I'm
[08:48]
going to assume that everybody did
[08:50]
receive or did stop by at least by Mr.
[08:53]
Ratakita,
[08:56]
which is great. Um, what you should have
[08:58]
received in Mr. Ratita is what is a tole
[09:01]
to do is your benefits booklet. It would
[09:04]
be uh it would have a blue cover.
[09:07]
Generally, whenever you want to activate
[09:09]
or or utilize any of your benefits after
[09:11]
aliyah, for instance, let's say you
[09:13]
wanted to um buy a car and you wanted to
[09:17]
get that major discount you can get on
[09:19]
customs, you would do so by proving that
[09:22]
you're eligible for these benefits by
[09:23]
presenting your to
[09:27]
the relevant authorities. Okay? In
[09:30]
addition to that, you should have
[09:31]
received your temporary ID card.
[09:35]
All right? it uh it's kind of like an
[09:37]
old school looking card that's that was
[09:39]
laminated and they they put one of like
[09:41]
a a passport picture of you inside. That
[09:44]
particular card is valid for a period of
[09:47]
3 months. It is real important at this
[09:50]
time already that you go ahead and
[09:52]
schedule an appointment with Miss
[09:55]
Radapim, the Ministry of Interior to
[09:57]
issue a biometric card. Okay, we'll go
[10:00]
into details of exactly how that works.
[10:04]
Again uh nobody mentioned that uh any uh
[10:08]
any kind of different status of being an
[10:10]
isra or katair.
[10:14]
Correct.
[10:16]
Awesome.
[10:18]
Great. Okay. Another thing you should
[10:20]
have received is a healthcare
[10:22]
registration form where you were able to
[10:25]
already provide them with the katim
[10:30]
or the HMO that you wanted to sign up
[10:32]
for. I see Hila has a question. Hila
[10:34]
short.
[10:35]
>> Um I just wanted to ask um just because
[10:38]
I am a kin Jose so I wanted to is it
[10:41]
going to be like a different process or
[10:43]
is it the same?
[10:44]
>> What did you receive at the airport?
[10:46]
Hila
[10:46]
>> I got the same things but my two um it's
[10:50]
like a green one not blue.
[10:52]
>> Okay. So you got a tudat zaka which is
[10:54]
the same as the tudatle. Did you receive
[10:57]
your temporary ID card? I didn't, but I
[11:00]
have an appointment to receive one.
[11:02]
>> How soon?
[11:04]
>> Uh, tomorrow. Maybe tomorrow.
[11:06]
>> Great. Great. Just what I'd like to if
[11:10]
since you know we weren't aware that you
[11:12]
were Tina, if there's anybody else here
[11:15]
who also hi Aviva. Everybody say hello
[11:17]
to Aviva.
[11:18]
>> So sorry I'm late. I was having
[11:19]
technical issues.
[11:21]
>> No worries. Aviva just married off her
[11:24]
lovely daughter,
[11:25]
Living the Dream. And um I am
[11:28]
>> well once I finish paying it off maybe
[11:30]
I'll be living the dream
[11:33]
>> of your mouth to God's ears. Um so hila
[11:36]
back to what we were saying before. So
[11:38]
when you go to get your toat zahoot from
[11:42]
the misreim what I also suggest you do
[11:45]
is to bring passport pictures with you
[11:47]
and to insist very nicely they're not
[11:50]
going to remind you to get a temporary
[11:52]
tudatahoot like the rest of your of uh
[11:56]
like the rest of the group here because
[11:58]
there are certain things that you will
[11:59]
only be able to do by by presenting an
[12:01]
actual ID card. So this way it'll it'll
[12:04]
help you stay ahead of the game. Okay
[12:06]
Hila. Okay, perfect. Thank you.
[12:09]
>> Okay. Did you sign up for healthcare?
[12:11]
>> Uh, yeah. I have an appointment in two
[12:13]
hours for that.
[12:14]
>> No, but I'm saying at the actual
[12:16]
airport. Did you register?
[12:17]
>> We have all of that. Yeah. So, I have
[12:18]
the slip and I go and get the physical
[12:21]
card and do the
[12:24]
>> Okay. Awesome. Awesome. Hila, if you
[12:26]
have any questions afterwards, let us
[12:28]
know.
[12:29]
>> Thank you, Yity, for uh holding down the
[12:31]
fort.
[12:33]
>> Okay. Okay. So, what I'd like to do at
[12:34]
this time, um, it's a real treat that
[12:37]
you're going to have Aviva leading the
[12:40]
rest of the show. However, I'm going to
[12:42]
be here in the background. If anybody
[12:44]
has any questions, feel free to send
[12:45]
them in the chat. And, uh, Viva, would
[12:49]
you like to also share your screen
[12:50]
instead of mine?
[12:51]
>> I will.
[12:53]
>> Awesome. Okay. Can
[12:54]
>> I ask you a question, please, regarding
[12:56]
the form
[12:58]
or Mark?
[12:59]
>> Uh, I'm afraid I didn't get this. the
[13:03]
healthcare registration form or at least
[13:06]
I cannot recognize it. How should it
[13:08]
look like?
[13:09]
>> Okay. So, I'm going to go ahead. Um,
[13:11]
while Aviva continues, in the meantime,
[13:12]
I'm going to add to our chat here. I'm
[13:16]
going to upload a copy of the form so
[13:18]
you can see what it looks like. Okay.
[13:20]
>> Wonderful. Thank you.
[13:22]
>> My pleasure.
[13:24]
>> Okay. Can you guys see my screen?
[13:30]
Yetsy, do you see the screen?
[13:32]
I do.
[13:33]
>> Okay. Awesome. So, I'm just gonna try
[13:36]
and make it a little smaller so you can
[13:38]
see the whole page. Um, again, I
[13:41]
apologize for my tardiness. It was uh I
[13:45]
would love to say that it was just
[13:46]
because I was messing around, but I was
[13:48]
trying to make this work um techn. Okay.
[13:53]
So, um in case Yi did not say that
[13:57]
already, Yeti and I are part of the
[13:58]
postalia department. Uh we can be
[14:01]
reached by uh writing to sending an
[14:04]
email to answers@nbn.org.io
[14:07]
or calling our hotline which we have uh
[14:11]
running between 9 and 5:00 p.m. Sundays
[14:14]
through Thursdays. Any question uh we've
[14:18]
heard it all. So don't be embarrassed.
[14:20]
Don't think your question's too small.
[14:22]
Don't think it's too big. Uh we do ask
[14:24]
that if you are having some kind of
[14:26]
issue, try and share the issue with us
[14:29]
be while it's still, you know, snowball
[14:32]
before it gets to be, you know, a
[14:34]
glacier. Um that way it's easier for us
[14:38]
to help you, less stressful for everyone
[14:41]
all around. Uh take a keep your uh the
[14:44]
chat box open as Yeti will be adding
[14:48]
things to the chat box as we go.
[14:52]
Okay. So, I overheard him speak start
[14:55]
with the glossery, which is great. So,
[14:57]
you can be part of the conversation, not
[15:00]
just have to smile and wave. Um, Yetsy,
[15:03]
did you go over about what they received
[15:05]
in the airport already?
[15:06]
>> We were halfway through. We started
[15:09]
discussing the healthcare registration.
[15:11]
>> Um, two. Zahoot and T. That's when Hila
[15:15]
asked about
[15:18]
>> the Seder. I'm also and uh I did not
[15:20]
forget I I am looking for a an example
[15:23]
of that healthcare registration form and
[15:25]
if I don't get it now I'll get it for
[15:26]
you later.
[15:28]
>> Um you mean the one that you they
[15:30]
receive in the airport?
[15:31]
>> Correct.
[15:32]
>> So it's usually it's the one paper
[15:34]
that's like a half a slip of paper.
[15:36]
Usually it'll say your name and ID
[15:38]
number. I don't have an example of it uh
[15:40]
accessible right now. Um but it'll have
[15:42]
your name ID number in it. It'll say
[15:45]
it'll all be in Hebrew and it'll say
[15:47]
which um which health fund you chose of
[15:51]
the four health funds if that helps
[15:53]
narrow it down. Um
[15:56]
>> we'll talk about it later.
[15:57]
>> Yeah. And if if you're in Ole Kadesh
[16:01]
then you would have received it. If you
[16:02]
are lived here as a child and left you
[16:05]
may not have received it in the airport.
[16:08]
Um after that you would have received
[16:11]
your those who are eligible the first
[16:14]
payment of salita which is the
[16:16]
absorption basket. Uh it basically is a
[16:18]
set price for for if you're a single if
[16:21]
you're a married couple and then an
[16:23]
additional amount for each child that
[16:25]
you have uh that made aliyah with you.
[16:28]
Another item you would have received is
[16:30]
the f note of future bank account which
[16:33]
you'll bring with you when you open your
[16:35]
bank account
[16:37]
and that should be sorry one second I'm
[16:42]
just lost the
[16:44]
zoom here
[16:48]
um that should
[16:51]
be brought with you when you open the
[16:52]
bank account
[16:54]
and um I apologize for being distracted
[16:57]
I just lost the Zoom. Can you still hear
[16:59]
me?
[17:04]
>> We hear you loud and clear. Clearly.
[17:06]
>> Okay. I don't I lost the screen. Do you
[17:08]
still see my screen share?
[17:10]
>> Yes, I do.
[17:11]
>> Okay. I'm having computer issues today
[17:14]
and uh I'll just going to go blind now.
[17:18]
Not go blind. I'm going to work without
[17:21]
having things in front of me. Um
[17:25]
>> we believe in you.
[17:26]
>> Yeah. Yes. You make some small talk. Oh,
[17:28]
found it. Okay. Sorry.
[17:29]
>> Awesome.
[17:29]
>> Uh the last item. So, you'll bring that
[17:32]
with you to the bank. They'll fill it
[17:34]
out with your bank account information
[17:36]
and then you will use that to notify Mr.
[17:39]
Hakita
[17:41]
uh of your bank account information and
[17:43]
then you'll be able to start getting
[17:44]
your monthly payments. Uh since you'll
[17:47]
only get the first one through that
[17:49]
prepaid card, the rest of them will be
[17:51]
directly to your bank account.
[17:54]
So certain people with certain statuses
[17:58]
may have different benefits, different
[18:00]
ways of needing to do things. There's uh
[18:03]
if you are temporarily an A1 temporary
[18:06]
visit v temporary resident, please be in
[18:09]
touch with us either at the end of the
[18:10]
Zoom or through the phone line or emails
[18:14]
so we can guide you through the steps
[18:16]
that you need to do to uh get all your
[18:19]
bureaucracy taken care of because it is
[18:21]
a little bit different. uh if one of the
[18:24]
spouse is is was formerly Israeli uh
[18:28]
also there's a little bit of a different
[18:31]
uh process. Um and if you had a split
[18:35]
aliyah that your spouse made aliyah
[18:38]
before you there'll be some differences.
[18:40]
So if any of those apply to you please
[18:43]
either stay on at the end of the zoom or
[18:47]
um just
[18:49]
uh write to us or give us a call.
[18:55]
Okay. Um, depending on where you move to
[19:00]
that your municipality may have a
[19:03]
municipal coordinator that's job works
[19:06]
for the municipality and their job is to
[19:07]
help OIM. So, if you move to uh like a
[19:11]
tiny little kibbutz in the north, you
[19:14]
won't have a municipal coordinator. But
[19:16]
if you move to Tel Aviv or Jerusalem or
[19:18]
Kyifa or Beer Cheva, you will. They
[19:21]
might not have English as their
[19:26]
best language. They might be a Russian
[19:28]
speaker that speaks some English, but if
[19:31]
you're in the big main cities where
[19:33]
Anglo go, you'll also have an English
[19:35]
speaker. Um, they could help you with
[19:38]
any types of uh municipality tasks, tell
[19:41]
you about different uh different things
[19:45]
that are open for OIM, such as some
[19:48]
museums have a discount for OIM. um
[19:51]
different uh for school registration.
[19:54]
I'm trying to think what they would be
[19:56]
helpful for for helping you with the
[19:58]
municipal fees, anything that's specific
[20:00]
to your city. They're another address.
[20:03]
You could also reach out to us, but we
[20:05]
might not know all the details of some,
[20:08]
you know, different situations in Beer
[20:10]
Cheva where they would be more aware of
[20:12]
that.
[20:15]
Okay. Um, we're going to start with the
[20:17]
biometric 2.2 which is the first step in
[20:21]
the airport. You receive the temporary
[20:23]
one which is good for 3 months. Now,
[20:26]
when it expires, if you don't yet have
[20:29]
your biometric to do a hood, you're not
[20:31]
going to turn into pumpkin. Yes.
[20:33]
>> May I interrupt just for a moment? Sure.
[20:35]
Alicia had a question.
[20:37]
>> Sure. I'm not seeing everything, so I'm
[20:40]
still playing with my thing.
[20:42]
>> It's all good. So, I'll read you the
[20:44]
question here. Does does the required
[20:46]
bank deposit for the Ministry of Ali
[20:48]
integration
[20:49]
>> need to be made at the branch or can it
[20:51]
be a wire transfer?
[20:53]
>> You don't need to make an a deposit.
[20:57]
Um that was up until I would say maybe
[20:59]
last year. They don't require it
[21:03]
anymore. Um they just basically wanted
[21:05]
to make sure that your account was
[21:08]
active and they don't start transferring
[21:10]
money to an account that wasn't tried
[21:12]
and tested. but they're not so um you
[21:16]
know you they they don't require it. If
[21:19]
you want to make sure for your own um
[21:22]
you know just to be sure for yourself
[21:25]
you could deposit 20 or 30 shekel. It
[21:27]
doesn't have to be a huge amount just to
[21:29]
make sure it goes through. Um, but it if
[21:32]
you want to transfer a larger amount,
[21:34]
you can do so just when you open your
[21:36]
account, speak to the banker and find
[21:38]
out exactly what you need to know. The
[21:40]
IBAN, the um, uh, if there's a limit to
[21:44]
how much you could transfer without
[21:46]
having to have like a proof of
[21:48]
providence of where your money is coming
[21:50]
from, which I'll get to more when we get
[21:52]
to the banks. Okay.
[21:54]
>> Thank you.
[21:55]
>> All right.
[21:57]
I need a 10-year-old to come in here and
[21:59]
help me with my tech stuff, but I will
[22:03]
move along. Um, so the biometric two
[22:07]
dots, like I was saying, if you do not
[22:10]
get yours before your temporary one
[22:14]
expires, you're not going to turn into
[22:15]
pumpkin. There will be a couple of
[22:17]
things that it will affect, but you're
[22:19]
not going to get arrested. You're not
[22:21]
going to have an issue. you'll still use
[22:23]
the temporary one even though it's
[22:26]
expired for certain things. The only
[22:28]
things that we really see that it could
[22:31]
be an issue with is if you want to go on
[22:33]
a tour of a of the Knesset, you'll need
[22:36]
to show your passport instead of your
[22:39]
Israeli to that. uh if you're trying to
[22:42]
uh your uh ID card if you are trying to
[22:46]
create a government portal for the
[22:49]
different government websites you will
[22:52]
not be able to do that until you have a
[22:54]
valid ID but it's like on the dayto-day
[22:57]
the only other thing I can think of is
[22:59]
you might get a call from your bank
[23:01]
saying hey do you know that your ID card
[23:03]
is no longer valid and then you'll just
[23:05]
say yeah funny you should mention that I
[23:07]
applied for it and I haven't received it
[23:09]
yet or I haven't been able to get an
[23:10]
appointment, but I'll let you know as
[23:13]
soon as you um you have your as you
[23:17]
receive it. So, it is important to
[23:19]
notify the bank once you do get your
[23:21]
biometric one uh to give them the new
[23:25]
you know, especially if it expired in
[23:27]
between. Um if it doesn't expire and it
[23:30]
just moves straight if you receive the
[23:33]
biometric before the temporary expires,
[23:35]
usually you don't have to have any
[23:37]
action. But if it did expire and there's
[23:39]
a gap between the validity of your
[23:43]
temporary one and when you get the
[23:44]
biometric one you might just want to let
[23:46]
your bank know just to make sure that
[23:48]
everything continues smoothly. So to
[23:51]
apply for your two you need to make an
[23:53]
appointment at
[23:55]
which is the um part of the ministry of
[23:58]
called the population and immigration
[24:00]
authority. Um it's a bunch of different
[24:03]
ministries that you're going to come
[24:04]
across. Now in Hebrew it's all misrada,
[24:07]
the office of. So sometimes people say
[24:12]
it's a misrad of something or other. The
[24:14]
misrad part is not the word you need to
[24:16]
remember. It's the second part that you
[24:18]
should remember so you can uh be sure
[24:21]
you're at the right place for the right
[24:23]
action.
[24:24]
So to make an appointment for Mr. Panim,
[24:27]
you go to the website govisisit.gov.il
[24:32]
And you can switch most of the
[24:33]
government websites to English by
[24:36]
clicking on the icon of the globe,
[24:38]
usually on the top left page when you're
[24:40]
looking at it in Hebrew. Sometimes it
[24:43]
actually says I and you have to click on
[24:46]
it and switch it to English. Sometimes
[24:49]
it says L for language to switch to. Um,
[24:54]
but most of them can be switched. So you
[24:57]
set up an appointment. Appointments are
[25:00]
usually released between 7:30 8:00 in
[25:02]
the morning. So if you're trying to get
[25:04]
an appointment and you're not finding
[25:05]
anything within the next couple of
[25:07]
months, keep in mind it was just closed
[25:09]
for the entire Sukkot and for 3 days for
[25:12]
Rash Shana and 2 days for Yom Kipur. Um
[25:16]
so keep that in mind that you not might
[25:19]
not be able to get an appointment
[25:20]
immediately. Uh sometimes you'll get
[25:23]
lucky and you'll log in and there'll be
[25:26]
one random appointment smack in the
[25:28]
middle of the day that day. So that
[25:30]
means that somebody canled and you were
[25:32]
lucky enough to to uh get one sooner. If
[25:36]
you see that, snag it right away because
[25:38]
it would it takes only a millisecond for
[25:40]
it to disappear. Um you could always if
[25:43]
it doesn't work afterwards, like if you
[25:45]
think it through and like, "Oh, wait.
[25:46]
How can I get there in an hour?" Um, you
[25:49]
can always cancel it, but book it first
[25:53]
and ask questions later just so you
[25:56]
don't lose it. So, you're going to set
[25:59]
up that appointment. If you don't see
[26:00]
anything, as I said, between 7:30 8 in
[26:03]
the morning, new uh appointments are
[26:05]
released. You don't have to go to the
[26:09]
office in the city you live. If you
[26:11]
wanted to, let's say you I wanted to go
[26:14]
to Tiberius. I haven't been there since
[26:16]
I was a kid. make the appointment in
[26:18]
Tiberius and uh have a trip up north and
[26:22]
uh kill two birds with one stone, do
[26:23]
some visiting, touring, and get your uh
[26:27]
paperwork done. Just make sure you don't
[26:28]
do it at 8:00 in the morning cuz it's
[26:29]
hard to get there from most of the
[26:31]
country that early. Um what you'll need,
[26:35]
the way the booklet's um built is it'll
[26:38]
give you the task and then the uh what
[26:42]
you need to bring with you and what
[26:44]
you'll walk out with. So,
[26:48]
I recommend take a look at the booklet
[26:50]
the night before you uh you're going to
[26:53]
do whatever task it is. Just make sure
[26:55]
you have everything ready. This booklet
[26:57]
you you don't have to walk around the
[26:58]
house walk around with it. Keep it where
[27:01]
you know you do your best reading,
[27:02]
whether that be next to your bed, in the
[27:04]
bathroom, on the couch, wherever. Um
[27:07]
just so you have it. Go over it before
[27:09]
you go to any of these appointments. So
[27:12]
when you go to apply for your biometric
[27:14]
ID, you'll need to bring your original
[27:15]
birth certificate with a pastile, the
[27:18]
original marital status, basically
[27:20]
everything you brought with you to the
[27:22]
Shalia to the Jewish agency and that you
[27:25]
had with you in the airport um as well
[27:28]
as you know your val foreign passport,
[27:31]
the uh all the paperwork that you
[27:33]
received in the airport and that's
[27:35]
really important. One of the papers you
[27:37]
receive in the airport is called Dum
[27:42]
um religion and nationality. This form
[27:46]
is what they need uh you would have
[27:49]
signed it but they they filled it out
[27:50]
for you in the airport or it was already
[27:53]
uh autogenerated.
[27:54]
And this form is what misep or the
[27:58]
population immigration authority needs
[28:00]
to have on file to have you listed as
[28:03]
Jewish if you are Jewish. uh if if you
[28:08]
um if you don't bring it or you don't
[28:12]
give it to them,
[28:14]
uh you might one day decide, you know,
[28:17]
discover that you're not listed as
[28:19]
Jewish. It doesn't mean you're not
[28:21]
Jewish. It just means that you're not
[28:22]
listed in the system as Jewish. And we
[28:24]
get phone calls all the time from people
[28:26]
who go to register for marriage and
[28:28]
they're told, "Wait, but you're not
[28:29]
registered as Jewish." So then they have
[28:32]
to like backtrack and try and find the
[28:34]
paper or go back and apply for new
[28:37]
papers.
[28:38]
Not an easy thing to do. So remember to
[28:41]
bring all the papers you received in the
[28:43]
airport. Make sure you have them. You
[28:45]
present what they asked for to make
[28:47]
things go more smoothly. If you did not
[28:50]
receive a temporary ID, bring two
[28:53]
passport, two identical passport
[28:55]
pictures and ask for it. It's not going
[28:57]
to be automatic that they're going to
[28:58]
offer you the temporary ID if you did
[29:01]
not receive one in the airport. You need
[29:03]
to be a little, you know, pushy but
[29:06]
polite. Pushy but polite, the two piece,
[29:09]
and uh ask for a temporary one.
[29:13]
Uh we recommend you making copies of the
[29:15]
main documents of your passport, your
[29:17]
birth certificate, and that's pastile.
[29:20]
uh just to make sure that uh they're
[29:23]
happy and they don't send you back with
[29:26]
requests for more documents or copies.
[29:29]
What you'll walk out of there is if you
[29:31]
didn't already receive a temporary two
[29:33]
dots, you'll get your temporary
[29:35]
2.atahoot. If you did get your two dots
[29:38]
of temporary in the airport, you're
[29:40]
going to walk out with well also if you
[29:42]
apply for it here, uh you're going to
[29:44]
walk out with application and
[29:46]
confirmation of
[29:49]
um your
[29:51]
request for a biometric ID and uh it'll
[29:56]
have a tracking number and a fourdigit
[29:58]
code. The tracking number you can use to
[30:00]
track the package on the Israel Post
[30:02]
website. And the
[30:06]
um the four-digit code is what you'll
[30:08]
need to release it from either the
[30:12]
person delivering the ID or from the
[30:17]
post office. Sometimes people get lucky
[30:20]
and they get a phone call from a a
[30:23]
courier saying, "I have your ID. Can I'm
[30:25]
coming to deliver it." Sometimes it'll
[30:27]
be just as you stepped into the shower
[30:29]
or some other inconvenient time, but uh
[30:33]
sometimes they'll bring it to your
[30:34]
house. And most part you'll just get an
[30:36]
SMS saying that you are um that it's
[30:41]
being delivered to so- and so post post
[30:43]
office at whatever address. It'll give
[30:45]
you the information. Now, if you have a
[30:47]
kosher phone and cannot get SMS's, it's
[30:50]
important to tell them this when you are
[30:52]
applying for your biometric ID so that
[30:55]
you won't just keep they won't send an
[30:57]
SMS and that you won't receive. Um,
[31:03]
Yi, are there any questions so far about
[31:05]
biometric 2.0?
[31:07]
>> Negatory.
[31:09]
>> Okay.
[31:12]
Okay. And
[31:14]
um I'm just thinking if I forgot
[31:16]
something. Um
[31:19]
in Israel you
[31:21]
are supposed to walk around with your
[31:22]
tudatsuit all the time. Um
[31:26]
obviously if you you know on Shabbat you
[31:29]
don't need to have it. You might get
[31:30]
stopped and they'll ask you for it. Um
[31:32]
Yetsy knows the ins and outs of it maybe
[31:36]
better than me about when you're
[31:37]
supposed to have it. But it's something
[31:38]
it's not like in the US um that you
[31:41]
don't have to have ID on you at any
[31:43]
given time. Here you're supposed to. Um
[31:45]
the ID card is made up of the plastic
[31:48]
card which when you get the biometric
[31:50]
one, it's the size of a credit card. I I
[31:52]
just leave it with my credit cards in my
[31:55]
phone wallet because I'm over 50, so I
[31:57]
have one of those. And uh it's you don't
[32:01]
have to carry a big bulky thing with
[32:02]
you. And it's all the second part of the
[32:05]
ID is a folded up piece of paper. It's
[32:08]
called the sephak. Uh it's an addendum
[32:10]
basically that has your um first your um
[32:15]
family members spouse and children's
[32:18]
names and ID numbers on it if they are
[32:20]
also Israeli citizens and as well as
[32:23]
your address. So, you need to have the
[32:27]
physical card, but you don't necessarily
[32:29]
have to have the paper with you unless
[32:33]
for some reason you need to prove that
[32:35]
your children are your children or your
[32:37]
spouse is your spouse or your address.
[32:41]
Um, some people make aliyah and they
[32:44]
want to do a name change to their Jewish
[32:46]
name, their Hebrew name, what they were
[32:48]
named at at their break or what they're
[32:49]
called up to Torah or whatever. Um,
[32:53]
when changing your name,
[32:56]
most countries see it as a direct name
[33:00]
change for any in sorry, any name change
[33:05]
worldwide constitutes a name change in
[33:08]
your home original country. So that
[33:11]
means if you're changing your name from
[33:13]
uh
[33:15]
uh
[33:17]
um throw me something, think of an
[33:19]
example.
[33:20]
>> Gloria from Gloria to uh Y, you'll need
[33:25]
to change your American
[33:29]
documentation to Y as well. And that
[33:32]
would include your passport, your bank
[33:34]
accounts, etc. Um, and it's important to
[33:37]
to keep this in mind that we can call
[33:40]
you YV. You could tell everyone that you
[33:43]
want to be called YV, but your official
[33:45]
paperwork can still stay as Gloria. It's
[33:47]
important because every once in a while
[33:49]
we get a call from somebody that says my
[33:52]
father passed away and in Israel he
[33:54]
changed his name to whatever but in the
[33:58]
US his name is still his original name
[34:01]
but they're not recognizing the death
[34:03]
certificate and we can't process the
[34:05]
will etc. So it's not impossible but it
[34:08]
to fix that situation but it does take
[34:10]
some extra steps. Um it's not the only
[34:13]
example of the way it can be affected,
[34:15]
but basically you're allowed one legal
[34:18]
name per person worldwide. So uh in
[34:22]
addition to passport uh issues of one
[34:26]
passport not matching the the name on
[34:28]
the other passport, that just the names
[34:30]
all have to be the same.
[34:34]
Um and one last note, there's no fee for
[34:36]
your first two for your first ID. If you
[34:40]
lose it or um when it expires, they're
[34:44]
good for 10 years. You'll need to get a
[34:46]
new one. Uh anyone over 16 years old is
[34:50]
entitled and should get a twoat the
[34:52]
actual ID card. Kids under 16, their
[34:56]
information is listed on their parents
[34:58]
ID card.
[35:00]
It's any questions I need to know about.
[35:04]
Okay, then.
[35:06]
Next up is a bank account. So in order
[35:10]
to open a bank account, if you made
[35:11]
aliyah with a spouse, both must be
[35:13]
present to open the joint bank account.
[35:16]
If you did make aliyah with a spouse,
[35:18]
you need to have a joint bank account in
[35:20]
order to receive salita, your um monthly
[35:26]
uh absorption package.
[35:29]
Um to open a bank account from scratch,
[35:33]
you well, you need to make an
[35:35]
appointment in most branches. That's a
[35:37]
carryover from COVID where you need
[35:40]
appointments for everything. Um, to do
[35:42]
so, you could either do it on a the
[35:44]
bank's uh website or just walk in and
[35:47]
say, "I want to set up a bank account."
[35:49]
It's possible they'll put you in right
[35:50]
away. More likely, they'll set up an
[35:52]
appointment for you. Uh, banks in Israel
[35:55]
are very different than America in many
[35:57]
ways. Uh, people ask us all the time,
[36:00]
"What bank should I choose?" We don't
[36:02]
get a kickback from any of them. So,
[36:04]
we're going to just say ask your friends
[36:06]
who also made aliyah. Not every branch
[36:09]
is able to open an account for a new OE
[36:12]
or an American citizen or foreign
[36:15]
citizen. So, ask around, find a bank
[36:18]
branch that you have friends who have
[36:21]
accounts there and uh go from there.
[36:26]
Um,
[36:28]
when you're opening a joint bank
[36:29]
account, one of the papers you should
[36:31]
sign is called TOEFL.
[36:35]
Basically, it's a a long life policy
[36:37]
with the bank. It's not going to keep
[36:39]
you alive longer, but it will enable the
[36:43]
last man standing access to the bank
[36:46]
account without having to go through
[36:48]
lengthy uh
[36:51]
court issues to get access to the
[36:54]
account.
[36:55]
Um, basically it's uh done pretty much
[36:59]
automatically now, but if you are
[37:02]
joining a spouse to an existing account,
[37:06]
it might fall through the cracks. If you
[37:08]
already have an Israeli bank account
[37:10]
from before you made aliyah, it might
[37:12]
fall through the cracks as well. If you
[37:14]
do have an Israeli bank account from
[37:17]
prior to your aliyah, you must update it
[37:19]
with your ID number and to ud. So, if
[37:23]
you already have an account, be in touch
[37:25]
with your banker. Different branches,
[37:27]
different banks. Some of them say,
[37:29]
"Yeah, just send us an email with a
[37:32]
picture of your ID card and stuff." Uh,
[37:35]
others want you to come in. So, be in
[37:37]
touch with them. They'll tell guide you
[37:40]
with how to go through it. But in a
[37:42]
nutshell, once you made an aliyah, you
[37:45]
cannot no longer have an account as a
[37:47]
foreign citizen. here.
[37:50]
When opening your account, you should
[37:52]
ask your banker. I think I mentioned it
[37:54]
briefly before um about how to do a bank
[37:57]
transfer. You'll need the IBAN and the
[38:00]
what's the other number? IBANN
[38:03]
>> Swift.
[38:04]
>> Swift IBAN and Swift. Um so also ask
[38:08]
your banker about limitations in amounts
[38:12]
of being allowed to transfer. Israel is
[38:14]
very
[38:16]
uh aware of money laundering uh schemes
[38:21]
and they're very on top of it. So when
[38:24]
transferring large amounts of money and
[38:26]
a large amount is different to
[38:28]
everybody. Um but the bank is the one
[38:31]
who's going to decide what that large
[38:33]
amount of money is that without it you
[38:35]
don't have to prove that the money is
[38:37]
kosher. So that could be done either
[38:39]
with a letter from your accountant or
[38:41]
from your bank or from a lawyer um just
[38:45]
to make sure they know that the money is
[38:47]
kosher.
[38:50]
Um,
[38:52]
what you'll need to open the account is
[38:53]
your tudat and your two dots, your
[38:58]
passport from the US, Canada, that note
[39:01]
of future bank account that you received
[39:03]
at the airport. If you wind up going to
[39:06]
your appointment and you don't have it
[39:07]
with you, it's not the end of the world.
[39:10]
You can just use your um notice of
[39:14]
ownership of bank account, which you'll
[39:16]
receive anyway. Mr. Ratakita does prefer
[39:19]
the note of future bank account because
[39:21]
it's clearer. It's less extra stuff for
[39:22]
them to re read and go through to find
[39:25]
the information they need. Uh, US
[39:28]
citizens are requested to provide a
[39:30]
social security number, required to uh
[39:32]
provide a social security number and
[39:34]
fill out a W9 form. Uh, funny thing is
[39:38]
about a lot of Israelis is they think a
[39:41]
social security card is just like a
[39:42]
twooot. They don't know that we leave it
[39:44]
in a safe and we don't walk around with
[39:46]
it. So, you might get some uh well, show
[39:49]
me your social security card. And you
[39:52]
can push back and say it's not something
[39:53]
that we walk around with. Uh if they
[39:56]
insist, I mean, if you have it and
[39:57]
you're willing to do it, that's fine. Uh
[40:00]
if they insist, you can ask speak to a
[40:02]
manager or even say, "Okay, I'm going to
[40:04]
go to a different bank cuz I don't have
[40:05]
it with me." We have had ODI who told us
[40:08]
they brought top a front page of their
[40:10]
tax return that shows their ID their
[40:14]
social security number with their name
[40:16]
and that is usually
[40:18]
shuts them up and makes them happy. Um
[40:24]
they you will get your bank account
[40:26]
information, instructions for online
[40:28]
banking, and they'll give you a code.
[40:30]
Now don't be like me. enter that code
[40:34]
right away because it's a temporary
[40:35]
password. If you wait too long, it won't
[40:37]
work and you'll have to go back and get
[40:39]
another one. So, when you It doesn't
[40:41]
have to be right when you get home. I
[40:42]
don't remember how long the temporary
[40:44]
password's good for, but don't wait too
[40:46]
long. Put it in, then switch it to your
[40:48]
own password, so you don't have to go
[40:50]
back and get a new one. Uh they'll stamp
[40:53]
the uh future bank account, note to
[40:56]
future bank account, which you're going
[40:57]
to retain to bring to Mr. Rakita. And if
[41:01]
you make a deposit, you'll get a receipt
[41:02]
for that deposit.
[41:05]
In addition to the items that I
[41:07]
mentioned that you need to bring with
[41:08]
you, I have some personal favorites.
[41:11]
First of all, bring a drink and a snack.
[41:13]
Don't go when you're hungry. Bring a
[41:15]
huge sense of humor and a big bag full
[41:19]
of patience because it could take 2
[41:21]
hours to open a bank account. You're
[41:23]
going to sign a gazillion forms. They're
[41:26]
going to sit. They're going to go back
[41:27]
and forth. They're going to print stuff
[41:29]
up. They're going to go ask a manager
[41:30]
questions. I don't know what they do. I
[41:33]
never worked in a bank. If those of you
[41:34]
who did do, you might have more idea of
[41:37]
what's going on in the background, but
[41:39]
don't go when you're cranky. Don't go
[41:41]
when you're hungry. And like I said,
[41:43]
bring a snack and lots of patience and a
[41:46]
sense of humor. Uh when we opened the
[41:48]
bank account, my husband got so
[41:50]
frustrated. He's like, "I better get a
[41:51]
toaster out of this." And I was so
[41:53]
embarrassed. And in the end, they
[41:55]
started walking around the office trying
[41:57]
to find gifts to give us after he
[41:58]
explained what he meant about giving us
[42:00]
a toaster. Those of you who are my age
[42:02]
know what I'm talking about. The
[42:03]
20-year-olds, 30-year-olds might not
[42:05]
know. It used to be that that you got a
[42:07]
present when opening a bank account. I
[42:09]
think it was even before my time, maybe.
[42:12]
Um, and that for some reason toasters
[42:14]
were like their gift of choice. I don't
[42:16]
know why. Um, you should also note that
[42:20]
uh most banks do not have tellers. Most
[42:23]
branches don't have tellers. Everything
[42:25]
is done at the ATM. Pulling money,
[42:27]
depositing money, depositing checks,
[42:29]
cash. Um, there's a transaction fee
[42:32]
charged for almost every action that's
[42:34]
taken in the bank. When you are opening
[42:38]
your account, you can ask what benefits
[42:40]
do OIM receive. It's not something
[42:44]
across the board that all banks and all
[42:46]
branches give. One of the differences
[42:48]
about banks in Israel is that uh each
[42:51]
branch is very different from one to
[42:54]
another because the branch manager has a
[42:56]
lot of control. So some branches can
[42:59]
offer uh additional benefits for OIM. It
[43:03]
doesn't hurt to ask if you can get uh no
[43:07]
fees for the first year and then after
[43:09]
that year you go back and say hey can
[43:11]
you extend it and give it to me for
[43:13]
longer.
[43:16]
Okay. Any questions about banks?
[43:19]
You see, anything? If you hear some like
[43:22]
if you realize I'm skipping something
[43:23]
and you want to add it in, feel free to
[43:25]
jump in.
[43:26]
>> I'm always happy to pipe in when you're
[43:28]
talking, Aviva. But, uh, you're doing a
[43:30]
great job.
[43:31]
>> Thank you.
[43:32]
And you'll let me know if there's any
[43:34]
questions you need me to address.
[43:37]
Mr. Aliabakita,
[43:40]
we we usually refer to just as Mrita.
[43:44]
It's the uh office that is going to be
[43:47]
dealing with your benefits. They are the
[43:49]
uh gatekeepers of your benefits. So if
[43:52]
you received your tud, that's your
[43:54]
benefits booklet in the airport. And if
[43:56]
you were already Israeli, meaning you
[43:58]
were born to Israeli parents or you
[44:00]
lived here as a child uh before making
[44:02]
aliyah, you would have received a tat
[44:04]
zaka, which is basically the same thing
[44:08]
with two different names and it does the
[44:11]
same uh actions.
[44:14]
Um, if you already received one, you can
[44:17]
set up your next your first physical in
[44:20]
Israel, not in the airport appointment
[44:22]
with them by calling star 2994. A lot of
[44:26]
people try and schedule this on the my
[44:28]
visit website. The first appointment
[44:31]
must be booked over the phone at that
[44:33]
star 2994 phone number. Um, Israel has
[44:37]
uh I call them shortcut numbers. There
[44:39]
are four-digit numbers that start with a
[44:41]
star that can only be called dialed from
[44:45]
an Israeli phone line. So, if you're
[44:46]
still using your AT&T service, it might
[44:50]
not work. Borrow a phone from somebody
[44:52]
else or somebody's landline and use it
[44:54]
to call. You follow the English prompts
[44:57]
to set up uh an appointment with
[44:59]
somebody. You'll give them your ID
[45:00]
number. they will set you will have a
[45:03]
appointment set up with for you based on
[45:06]
the location that services where you are
[45:08]
registered as living. So if you gave
[45:11]
your grandmother's address in Tel Aviv,
[45:14]
but you're actually living in a lot
[45:16]
physically in a lot, your appointment is
[45:18]
going to be set up in Tel Aviv. If you
[45:22]
want to switch it to a lot, you'll have
[45:25]
to change your address to a lot. When
[45:28]
you go to apply for your biometric ID
[45:32]
card, it's a perfect time to update your
[45:35]
address because you'll need to do that
[45:37]
in person. And this way, you kill two
[45:39]
birds with one stone. Update your
[45:41]
address of where you're actually living.
[45:44]
If you're still going from place to
[45:46]
place, I'm sorry I'm going off on a
[45:47]
tangent, but I just thought of it. Uh if
[45:49]
you're still moving from place to place
[45:51]
and you don't have like a set place that
[45:53]
you'll be for a few months, it's not
[45:55]
necessary to update that address yet.
[45:57]
You can use a friend's address still or
[45:59]
a relative. Um just just know that for
[46:02]
Missakita meeting, you'll need to um do
[46:07]
it in the location that services where
[46:10]
you're registered as living. So
[46:11]
whatever's on your ID card, that's the
[46:14]
city that you're registered as living
[46:15]
in. Uh when you go to this appointment,
[46:19]
if you made aliyah with a spouse, they
[46:21]
should go as well. Uh if you are married
[46:23]
to an Israeli or former, they should go
[46:26]
as well with you and they their name
[46:30]
will be added to your to.
[46:34]
So when you go for this appointment, you
[46:36]
should bring your to your
[46:40]
form you received from the bank. Um, if
[46:43]
you were already Israeli when you made
[46:46]
aliyah, also bring your Israeli passport
[46:49]
and you can make this appointment even
[46:51]
if you didn't get your tatsu yet.
[46:54]
What you're going to get is your salita.
[46:57]
That's the amount of money that you'll
[46:59]
be uh getting each month. They'll go
[47:02]
over your eligibility for that just to
[47:04]
make sure that what you're supposed to
[47:06]
be getting. They'll let you know about
[47:08]
what you'll be getting each month and
[47:09]
around what date of each year of each
[47:12]
month you'll be getting it. If you spent
[47:14]
a significant time in Israel be prior to
[47:17]
making aliyah uh then that you during
[47:21]
that time you were not a student or an
[47:24]
AR in the army. If you were here just
[47:27]
being here uh your eligibility may be
[47:31]
affected but you probably are aware of
[47:33]
that already. If so, um your at your
[47:37]
meeting, they will give you information
[47:38]
about OPAN uh programs, registration or
[47:43]
voucher program for OPAN, they'll
[47:45]
explain all of that to you. They'll give
[47:47]
you uh OE resources in your area. Um on
[47:53]
in the guide, if those of you received
[47:54]
the guide or online or if you got the
[47:57]
PDF version, there's a page about
[47:59]
benefits, rights and benefits. go
[48:02]
through that page before your
[48:03]
appointment. Um, just make sure to bring
[48:06]
up any of the items that are
[48:07]
specifically relevant to you. Uh, if
[48:10]
you're a college age and you want to do
[48:12]
uh get the tuition assistance benefit,
[48:15]
then uh definitely bring that up with
[48:17]
them so that you um can get all the
[48:20]
information straight from the horse's
[48:22]
mouth. We we know the information, but
[48:23]
they'll know your specific situation and
[48:27]
uh you can speak to them about it.
[48:30]
Um
[48:32]
if um you have any specific special
[48:37]
status such as if you are previously an
[48:39]
A1, you will also need an entry exit
[48:43]
form from Mapim which you will get when
[48:47]
you uh change your status. Again, if
[48:50]
you're a former A1, be in touch with us
[48:52]
separately so we can walk you through
[48:54]
all of the other steps.
[48:58]
Any question about Mad Hakita?
[49:06]
Okay. Katim Khaleim is the health funds.
[49:12]
Excuse me one second.
[49:16]
Sorry.
[49:18]
So, you received a uh form in the
[49:21]
airport. That's your registration form
[49:23]
for Kubatim. But in order to finalize
[49:26]
the registration and get your healthcare
[49:28]
card, you need to go physically to the
[49:31]
um the secretary of your health fund. So
[49:35]
if you are in Makabi, you'll need to go
[49:38]
to a Macabi office. Now you need the
[49:41]
administrative secretary and not just a
[49:43]
doctor's office that has a secretary
[49:45]
that happens to accept Makabi. So you'll
[49:48]
need to go to one of the main branches.
[49:50]
Uh they can be found online or you can
[49:52]
call us to help you figure out which one
[49:54]
it is. Uh you'll go with your two
[49:57]
dotzahoot and your two ole. Your basic
[50:02]
healthcare is if you sorry your basic
[50:06]
healthcare is free for the first 6
[50:08]
months if you are not working or earning
[50:10]
a salary. This is to help who are not
[50:14]
making money still get make it through
[50:17]
their healthcare payments. Now, if you
[50:20]
choose to register for a higher tier
[50:23]
plan, so basically you're coming in on
[50:26]
an HMO, but if you want to apply for uh
[50:29]
PO or PPOS, I apologies to the Canadians
[50:33]
in the crowd. I don't know what the
[50:35]
terms are there, and I know the
[50:36]
healthcare is completely different than
[50:38]
in the US. Uh it's more similar to
[50:41]
Israel. So, but I am clueless. So, my
[50:44]
apologies.
[50:46]
Apologies for not knowing that is. and
[50:49]
uh you can apply for a higher level. And
[50:52]
the OLED benefit is not that it's any
[50:55]
cheaper, but that you can get in up to
[50:59]
90 days of registration. Sorry, up to 90
[51:03]
days from your aliyah date. If you
[51:05]
register for one of the higher levels,
[51:07]
you won't have a waiting period. If a
[51:09]
regular Israeli suddenly decides, oh,
[51:11]
you know what, the basic healthcare is
[51:13]
not enough. I want to get a higher
[51:15]
level. they'll have a waiting period for
[51:17]
those specific services, those services
[51:20]
specific to the higher levels. Israeli
[51:24]
uh new won't have that waiting period as
[51:26]
long as you register for that higher
[51:28]
level in the first 90 days. So, we
[51:30]
recommend that all register for it. If
[51:33]
you decide, at least to start off with,
[51:36]
if you decide you don't need it, it's
[51:38]
easier to cancel than if you decide you
[51:40]
do need it and it's after the 90 days.
[51:43]
Now, just to give you an idea,
[51:46]
Canadians, again, I know your healthcare
[51:49]
was not anywhere moneywise like in
[51:53]
America, but for the Americans, just so
[51:55]
you understand, we're talking maybe a
[51:56]
difference of like 100, 150 shekel a
[51:59]
month per person. And they cap it. If
[52:02]
you have a bunch of kids, it's capped
[52:03]
after, I think, the fourth or fifth kid.
[52:06]
Um, so we're not talking a huge amount
[52:09]
of money compared to to American
[52:12]
insurance, health insurance prices.
[52:15]
Um,
[52:17]
now if you have any of you have an
[52:20]
Israeli spouse
[52:22]
that lived here as an adult that your
[52:26]
children born abroad will be attached to
[52:30]
the Israeli parent and won't be
[52:33]
recognized in the health care system
[52:35]
until the Israeli parent, again, I'm not
[52:37]
talking about somebody who lived here
[52:38]
when they were a little kid or somebody
[52:40]
who is Israeli because their parents are
[52:42]
Israeli. somebody who lived here above
[52:44]
the age of let's say 15. So that person
[52:47]
would need to first reestablish their
[52:50]
residency
[52:52]
um withumi which I'll go into a little
[52:54]
bit more in a moment before their child
[52:57]
is recognized and able to have their own
[53:00]
healthcare card. Um so if that is
[53:03]
relevant to you and you need help with
[53:05]
that, please be in touch with us. Um,
[53:08]
each adult over the age of 18 has their
[53:12]
own plan. It's not like parents are on a
[53:15]
joint plan or not. Kids under 18 are on
[53:18]
their parents' plan and each parent has
[53:20]
access to their children's information.
[53:23]
If you want your spouse to have or child
[53:26]
over the age of 18 to if you want to
[53:29]
have access to your spouse's medical
[53:31]
information or your child's, you would
[53:33]
need to set that up with the health
[53:35]
fund.
[53:36]
Um, so you'll go into the branch. You
[53:39]
don't need an appointment for this. And
[53:42]
uh, don't do it within the first couple
[53:44]
of days after aliyah because they won't
[53:46]
see you in the system yet. Uh, you go
[53:48]
in, you tell them you just made aliyah
[53:49]
and you need your card. They'll print
[53:51]
give you your, uh, um, health card,
[53:54]
magnetic card. They will give you in
[53:57]
your login information. So that would be
[53:59]
a login um name and uh temporary
[54:04]
password.
[54:06]
And uh if you sign up for the higher
[54:09]
level, they might give you some
[54:11]
information about that. This is a great
[54:13]
time to ask what to do in an emergency.
[54:15]
In Israel, you cannot just walk into the
[54:18]
emergency room without either
[54:19]
preapproval or a life to death
[54:22]
situation. Um, you can get pre-approval.
[54:25]
You can get a referral from your doctor,
[54:27]
from urgent care, from the health care
[54:30]
fund. Um, certain medical situations.
[54:34]
Obviously, if you, god forbid, got hit
[54:36]
by a car and your arm is across the
[54:37]
street, you're not going to start
[54:39]
thinking, hm, how can I get a
[54:41]
pre-approval? You're going to go worried
[54:43]
about your health immediately. And then
[54:47]
after you're out of the woods and your
[54:49]
health is fine, then you can worry about
[54:51]
the paperwork.
[54:53]
There are certain situations where
[54:55]
you're automatically covered even if you
[54:57]
did not get a preapproval. That would be
[55:00]
stitches. Uh if you are admitted to the
[55:03]
hospital uh or if you have a broken
[55:06]
bone, wrong order. But if you're
[55:08]
admitted, you're covered. If you have a
[55:10]
broken bone or needs require stitches,
[55:12]
you'll be covered. But let's say you
[55:13]
think you broke your toe. Um but maybe
[55:17]
it's not broken. So it wouldn't pay to
[55:20]
go to the emergency room because you
[55:21]
might get stuck with the bill if it's
[55:23]
not broken. So there are uh urgent
[55:26]
cares. There is a uh branch branches of
[55:30]
Tarum around the country, but you need
[55:33]
to first check with your health
[55:34]
insurance and now when you're
[55:36]
registering is a good time to do so to
[55:38]
double check what they want you to do in
[55:40]
an emergency. If you should go if
[55:41]
they're you're they're um except the
[55:44]
urgent care in the area. Some of the the
[55:46]
health funds have their own urgent care,
[55:48]
so they don't want you to go the to the
[55:50]
term branches. So, just make sure you
[55:53]
know what to do. Knowledge is power. If
[55:56]
you know what you need to do, hopefully
[55:58]
you won't need it. Hopefully, you won't
[56:01]
need it either way, but uh another thing
[56:03]
I recommend is a well doctor visit
[56:07]
before you're sick. Uh go make an
[56:10]
appointment, ask around with your
[56:12]
friends, family, neighbors who's good,
[56:14]
who's not good. Some doctors don't
[56:16]
accept new patients because they're
[56:18]
already overburdened
[56:20]
and it's too hard to get an appointment
[56:22]
with them. But I do recommend set up an
[56:25]
appointment before you're sick as heck.
[56:27]
You don't want to have to get out of
[56:28]
bed, go to a doctor that you've never
[56:30]
met before and present your whole health
[56:32]
history. Go to that appointment before
[56:35]
you're sick. Bring any uh any health
[56:38]
history that you brought with you from
[56:40]
abroad.
[56:41]
um discuss and it's a good chance to see
[56:43]
if you like the doctor or not. Another
[56:46]
plus is once you've already seen a
[56:48]
doctor within I don't remember if it's 6
[56:51]
months or a year, you can have set up an
[56:53]
a phone uh appointment and not have to
[56:56]
go in. But if you've never seen a doctor
[56:58]
before, you're going to have to have an
[57:00]
in-person visit. So sometimes it is
[57:03]
helpful to be able to just set up an
[57:05]
appointment over the phone and not have
[57:06]
to leave your house. Obviously if they
[57:08]
have to look at your throat or do a you
[57:10]
know something like that but uh
[57:12]
sometimes it is helpful.
[57:17]
Um the government body that provides you
[57:21]
and enables you to have health insurance
[57:23]
is called the national insurance
[57:25]
institute or national institute of
[57:27]
insurance something like that. It's
[57:29]
those three words in any combination. Uh
[57:32]
it's sort of kind of maybe a little bit
[57:34]
like social security in the US. Again,
[57:38]
apologies to Canadians for not being
[57:40]
knowledgeable about the health system
[57:42]
there. Um so it covers things like
[57:45]
healthcare registration, pensions, uh
[57:48]
maternity leave, unemployment,
[57:51]
disabilities,
[57:52]
uh
[57:54]
payments for disability, um items like
[57:58]
that. That is all covered from
[58:01]
they are the ones who are giving you
[58:03]
your health care and for the first six
[58:07]
months if you are unemployed and not
[58:09]
earning then it is free from month seven
[58:12]
you'll need to start paying in but
[58:13]
that's a whole another uh webinar.
[58:18]
Um, and if you were out of if you're a
[58:21]
returning resident such as former A1 or
[58:24]
you lived here and left and came back,
[58:28]
you will need to reinstate residency
[58:30]
before you're eligible for healthcare.
[58:33]
Be in touch with us for help with that.
[58:37]
Okay. Now, there are two items here that
[58:39]
are only relevant for people with kids
[58:41]
18 and under.
[58:43]
Yetsy, I'm going to ask everyone please
[58:46]
just let us know if you have kids under
[58:51]
18. If there's nobody here like that, we
[58:55]
will just move along.
[58:56]
>> Gila, are you still with us? Is this
[58:59]
relevant for you?
[59:01]
>> Uh, no, it's more relevant for me.
[59:03]
>> Okay.
[59:04]
>> Okay.
[59:04]
>> All right. So, I'm going to skip the
[59:06]
stuff having to do with kids under 18.
[59:09]
if anyone remembers that they do have
[59:11]
kids under 18. I know sometimes it's
[59:12]
really hard to forget especially when
[59:14]
they're teenagers and you want to forget
[59:17]
um but uh be in touch with us
[59:20]
separately. Okay. Arnona is municipal
[59:23]
tax in all cities and towns in Israel
[59:27]
charge Arnona
[59:29]
uh which is city taxes as opposed to in
[59:32]
other countries where only the homeowner
[59:35]
needs to pay it. here it's the person
[59:37]
who's actually living in the property
[59:39]
that needs to make the payments. Uh so
[59:42]
if you're renting unless your landlord
[59:45]
includes it in the rent sometimes if
[59:47]
it's a roommate situation or if it's a
[59:51]
subdivide whether it's legal or not uh
[59:54]
and there's not different um
[59:56]
registrations with the municipality for
[59:59]
each unit, you might not pay it
[60:01]
directly. But in most cases, if you're
[60:05]
renting an apartment, you lease on your
[60:07]
name, you're responsible for paying the
[60:09]
municipal taxes. It works based on the
[60:12]
size of the of the apartment or house.
[60:15]
Um, and
[60:18]
are most places given a discount on the
[60:22]
Arnona for one of the first two years.
[60:25]
It's basically any 12-month period in
[60:27]
the first 24 months of Alia. So while
[60:30]
you don't need to use it in your first,
[60:33]
second or third month, if you don't
[60:35]
request the ben the discount by your
[60:38]
13th month of aliyah, you're not going
[60:40]
to be able to get take full advantage of
[60:43]
this discount because it can only be
[60:45]
used till the 24th month. So keeping a
[60:49]
finger on the pulse, make sure you you
[60:51]
use it before your um 24 month before
[60:54]
your 13th month.
[60:56]
>> Aviva,
[60:57]
>> yes, sir. May I chime in for a moment?
[60:59]
>> Please do. It'll give me a chance to
[61:01]
>> Okay, great. So, uh, just because we
[61:04]
have with us, unfortunately
[61:08]
are not eligible for this Arnona
[61:10]
benefit. Uh, that's number one. And just
[61:13]
to clarify further, Aviva, we're saying
[61:15]
that you need to submit it by the 13th
[61:18]
month because there is no retroactive
[61:21]
discount given. That's really what we
[61:23]
want to emphasize here that if you do
[61:25]
not submit this request by your 13th
[61:28]
month, you will not be able to get any
[61:30]
money back going backwards. Okay?
[61:33]
>> Or after the 24th month. So yeah,
[61:36]
>> or after the 24th month.
[61:37]
>> So for instance, if you're going to only
[61:39]
apply for the discount on the 20th
[61:41]
month, you're only going to get the
[61:42]
discount for 4 months. Now the different
[61:46]
municipalities are the ones who um
[61:48]
decide on your discount. There are some
[61:50]
cities that don't give any discount and
[61:54]
uh every once in a while we'll have an
[61:55]
OLED move someplace where we never had
[61:57]
ole move before and we find out there's
[61:59]
another one that don't offer a disc that
[62:02]
doesn't offer a discount. Uh in general
[62:04]
it it's between 50 to 90%. Uh in Tel
[62:09]
Aviv it's 50%. In Jerusalem and Bamesh I
[62:14]
believe it's 90%. There are some places
[62:16]
that give 66 and a and and a third
[62:20]
percent. Uh I don't know how they
[62:22]
discuss that and figure that out, but uh
[62:25]
the different municipalities are the
[62:27]
ones who decide it. Now, if you have a
[62:29]
roommate, then if the roommate is also
[62:32]
Nola, then they'll get the discount as
[62:35]
well. But if you have a roommate that's
[62:37]
not Nola, you're only going to get the
[62:39]
discount on your percentage of the the
[62:43]
bill. So, if you have if you you are
[62:45]
with one roommate, you'll get a discount
[62:47]
off of 50% of the bill. If you have two
[62:50]
roommates, you'll get a discount off of
[62:53]
a third of the bill, and so on.
[62:55]
To get the this well, either even if
[62:59]
you're not applying for a discount, you
[63:01]
need to change the bill, switch the bill
[63:03]
over to your name. Most municipalities,
[63:06]
you could do this easily online. And
[63:08]
when I say easily, it's because a lot of
[63:10]
them do have the information in English.
[63:13]
Uh if not, we actually have a uh
[63:16]
volunteer who comes in once a week and
[63:19]
most of her tasks that we give her is to
[63:22]
help Olem uh apply for the municipality
[63:26]
discount. Um so you can give us a call
[63:29]
if you need help with it. Basically,
[63:31]
first step is to switch the bill to your
[63:33]
name. For that, you'll need your 12
[63:35]
month apartment rental contract. You
[63:37]
can't do it if it's like a six-month sub
[63:39]
lease or whatever. You need to have a
[63:41]
full month, a full 12-month uh rental
[63:43]
contract. And you don't have to do it at
[63:45]
the beginning of your contract. It just
[63:47]
has to show that you like you could do
[63:48]
it into the third or fourth month of
[63:50]
your rental contract, but you just need
[63:52]
to have that contract or proof of
[63:54]
ownership of course.
[63:57]
uh your two dots and your two do what uh
[64:01]
the two do you'll need to for the
[64:04]
requesting the discount part once you
[64:07]
switch it to your name and it could be
[64:09]
30 seconds afterwards after you hit send
[64:11]
for that you can then request the
[64:14]
discount online as well and again we can
[64:16]
help you with that and as yeti said for
[64:19]
some reason out of all the benefits that
[64:22]
get and
[64:24]
get all of them as well Why the Arnona
[64:28]
attacks is the only one that
[64:31]
Khim are not eligible for is beyond me.
[64:34]
Um but uh unfortunately it's not.
[64:40]
Okay.
[64:50]
A driver's license conversion. This is
[64:52]
one of our hot topics.
[64:54]
Yity, since you're the maven on driver's
[64:56]
license, we want to take this section.
[65:00]
Sorry for like surprising you with that.
[65:02]
>> Oh, shucks. Who would have thought?
[65:05]
Okay, guys. So, the driver's license
[65:08]
conversion process, it it's really it's
[65:11]
an amazing amazing opportunity. It can
[65:14]
save you lots of money. It can save you
[65:15]
lots of time. But they it there are very
[65:18]
very particular criteria or there is
[65:20]
very particular criteria in involved in
[65:23]
order for you to be eligible to convert
[65:25]
your driver's license. I can tell you
[65:28]
that uh we've had around six monthly uh
[65:32]
conversion events at our Jerusalem on at
[65:36]
our Jerusalem campus
[65:38]
has been super successful averaging
[65:40]
around 100 attendees uh for each for
[65:43]
each event. Um, basically what
[65:48]
there are two different um tracks that
[65:50]
we're going to talk about for a moment.
[65:52]
One is that how long you can drive in
[65:55]
Israel on a foreign license and the
[65:57]
second one is how much time do you have
[66:00]
to convert your driver's license? Those
[66:02]
are two very different things. Number
[66:05]
one is that you can drive in Israel on a
[66:07]
foreign valid driver's license for a
[66:10]
period of 12 months from your entry date
[66:13]
into Israel. The reason why I'm
[66:15]
emphasizing entry date and not aliyah
[66:18]
date is because they're not necessarily
[66:20]
the same thing. If you were in Israel
[66:24]
any time in the six months prior to your
[66:27]
aliyah date, it is very very likely that
[66:30]
your entry date will be counted from
[66:32]
that date. So let's say you made aliyah
[66:34]
on June 1st but you spent some time in
[66:36]
Israel in February. No matter how much
[66:38]
time or how little time you spent if it
[66:41]
was in within six months of your aliyah
[66:43]
date then your driving ability time will
[66:47]
begin from the former not the latter.
[66:52]
The reason why this is so super
[66:53]
important is because if you drive on a
[66:57]
foreign driver's license in Israel after
[67:00]
the 12-month period, what happens is is,
[67:03]
god forbid if someone is in an accident,
[67:06]
your insurance is voided. Okay? It
[67:09]
doesn't make a difference if the policy
[67:10]
was being paid for. Doesn't make a
[67:13]
difference you have a valid US license
[67:14]
or Canadian license.
[67:17]
You have been driving illegally and
[67:18]
we've seen this unfortunately. and you
[67:21]
can't pick up the pieces, you know,
[67:23]
once, god forbid, something goes wrong
[67:24]
here. So, please, please, please make
[67:27]
sure to only drive within the 12 months
[67:29]
from your entry date into Israel. That
[67:31]
is number one. Number two is a lot more
[67:34]
positive is that you have a period of
[67:36]
five years to convert your driver's
[67:39]
license
[67:41]
from your aliyah date, which is really,
[67:44]
really awesome. I can tell you that uh I
[67:46]
myself made aliyah when this was not one
[67:49]
of the benefits and it costs a causes a
[67:52]
lot of heartache. It really really does.
[67:54]
It's bad enough trying to drive in
[67:55]
Israel. Um
[67:57]
when you're a a veteran driver being
[68:00]
told how to drive, it can be
[68:03]
disheartening.
[68:05]
Um, but back to the actual process. In
[68:08]
order to be eligible to convert a
[68:10]
license in Israel, you first of all, you
[68:13]
need to make sure that you've had a
[68:14]
license, a valid, a full valid license
[68:16]
that is unrestricted, which means not a
[68:18]
permit. Permits are not included here
[68:21]
prior to your aliyah date. There are
[68:23]
folks who make aliyah real young and
[68:26]
then, let's say, go back to the States
[68:27]
for a visit and say, "Hey, it's going to
[68:29]
be a lot easier for me to issue my
[68:31]
license in the States." And then they
[68:32]
come back to Israel and they're like,
[68:33]
"Hey, I want to convert my license." And
[68:35]
then we say, "Sorry, you know, you've
[68:37]
had this, you had this after your aliyah
[68:39]
date, so it doesn't make a difference
[68:41]
how long you've been driving or you have
[68:43]
a license because you've issued it after
[68:45]
your aliyah date." That's that. There
[68:48]
are several different levels of uh of
[68:52]
conversion, you know, one each one more
[68:54]
expedited than the next. We'll start at
[68:57]
the top. If you have 5 years of recorded
[69:02]
history of driving prior to your aliyah
[69:05]
date and when you make aliyah you've
[69:08]
have a valid driver's license and this
[69:10]
has been a consecutive period of time
[69:14]
then you can convert your license quite
[69:16]
easily by filling out an online form
[69:18]
which includes a health declaration
[69:21]
and then making an appointment with Miss
[69:24]
Rder Shoy after getting an eye exam and
[69:27]
simply converting converting your
[69:28]
driver's license, what consists of proof
[69:31]
or a driving record history. The easiest
[69:34]
way would be is if your current driver's
[69:35]
license, you know, was issued more than
[69:38]
5 years back. That's the easiest way to
[69:41]
do so. Um, other ways to prove that
[69:43]
you've had a driver's license are copies
[69:46]
of previous licenses or a driving
[69:48]
abstract from your from your local DMV.
[69:52]
It is important to understand that you
[69:54]
need your physical valid license here. A
[69:56]
a copy of that license is not
[69:58]
sufficient.
[70:00]
Um so all this is great and it's really
[70:03]
wonderful. If you have had a license for
[70:04]
less than 5 years or you can only prove
[70:06]
a license for less than five years, then
[70:08]
you may be eligible to have the 28
[70:11]
lessons waved which can save you over
[70:13]
6,000 checkals and months of time and
[70:17]
heartache. And last but not least, if
[70:19]
you've had a license from anywhere
[70:20]
between zero and two years, you can then
[70:23]
have these 28 lessons uh waved. But in
[70:26]
addition to the road test, you'll also
[70:28]
have to take a theory test. Okay. But
[70:31]
now we're going to get to the stuff
[70:32]
that's really really important here is
[70:35]
uh something that I was not expecting
[70:37]
when I first made LEI is that there is a
[70:39]
health declaration you need to fill out
[70:41]
when converting your license or issuing
[70:43]
a license. And it is a self declaration
[70:48]
as this kind of like an on an honor
[70:50]
system here
[70:52]
where when you're filling out this form
[70:54]
it's called the rashal. It used to be
[70:55]
called the took or the green form
[70:58]
because it used to be an actual physical
[71:00]
green form. That's what I had to on the
[71:03]
nostalgia. Thank you Aviva. Um, they
[71:06]
used to actually give you a green piece
[71:08]
of paper that you'd have to take to your
[71:10]
lessons and take to the road test and
[71:12]
they would stamp it and then you'd have
[71:14]
to buy actual stamps to send away. You
[71:17]
had to buy stamps at the post office
[71:18]
>> and you had to go to your doctor and an
[71:20]
eye doctor also
[71:22]
>> with the form.
[71:24]
>> Lots and lots of fun.
[71:26]
But the deal is that if you answer yes
[71:29]
on on any of the questions on this uh
[71:32]
self-reporting health declaration, we
[71:34]
advise you very strongly to not submit
[71:37]
the form until you've issued a a
[71:40]
doctor's letter from an Israeli licensed
[71:42]
doctor here in Israel who is able to
[71:46]
clarify for the Department of Motor
[71:49]
Vehicles here what exactly your your
[71:51]
medical challenges are, what medications
[71:54]
you may be taking to treat those
[71:55]
challenges. as well as if possible. Many
[71:57]
doctors are not um willing to do this
[72:00]
because of uh legal liability, but to
[72:03]
state that the your conditions do not
[72:05]
prevent you from driving. Um if if
[72:08]
necessary, this can be anything from a
[72:09]
cholesterol medicine to um psychiatric
[72:13]
medication. It's important really just
[72:15]
to follow these instructions so you
[72:17]
don't run into opposition um later on.
[72:22]
people can get their license uh
[72:23]
application stuck for months for not
[72:26]
filling this out right. Um, of course,
[72:28]
if this does happen and your li and your
[72:31]
application is held up, you're always
[72:33]
welcome to be in touch with us star 3680
[72:36]
or via the answers email address that
[72:39]
which will reach our team and I'll
[72:41]
probably be the one responding. And then
[72:43]
around once a month or so, I have a a uh
[72:46]
a pretty significant uh meeting with the
[72:49]
DMV where we go over cases of people
[72:51]
have their files stuck.
[72:54]
I just beg of you not to wait until, you
[72:57]
know, a couple years from now in order
[72:58]
to do this because there are certain um
[73:02]
medical conditions that may
[73:05]
delay the processing of your license
[73:08]
conversion for a period of six to six
[73:10]
months to a year. For instance, if you
[73:12]
have a sleep obstructive disorder, which
[73:15]
is uh apparently um
[73:19]
probably apparently found within around
[73:21]
50% of percent of males in the United
[73:24]
States over the age of like 50,
[73:27]
then your license automatically your the
[73:30]
review goes to a special committee which
[73:33]
can cause lots and lots and lots of
[73:35]
problems. So, it's really really
[73:37]
important if this is something that you
[73:38]
do have any kind of sleep obstruction
[73:41]
disorder, sleep apneoa, you sleep with a
[73:43]
CPAP or some sort of uh what we'd call a
[73:46]
head cancer, some sort of uh device in
[73:49]
your mouth or in your nose to help you
[73:51]
sleep, it's important that we deal with
[73:53]
this right away. Um, if you do sleep
[73:55]
with a CPAP machine, make sure it's
[73:57]
recording because part of what you need
[73:58]
to prove is a record of uh of healthy
[74:02]
sleeping over a period of a couple
[74:04]
months. And uh again, I'm looking
[74:06]
forward to welcoming you at our
[74:09]
conversion events. And for any
[74:11]
questions, feel free to be in touch. And
[74:14]
I'm going to pass the mic back to Aviva.
[74:17]
Thank you so much, Yity. Does anybody
[74:19]
have questions about the driver's
[74:21]
license conversion?
[74:25]
>> No. Okay.
[74:27]
You explained it really, really well,
[74:29]
YSI.
[74:33]
Okay. Another hot topic is Israeli
[74:35]
travel documentation. Everyone wants to
[74:37]
know when am I getting my Israeli
[74:38]
passport. So unfortunately you're not
[74:42]
eligible to get an Israeli passport
[74:44]
until you've it's been 12 months a full
[74:47]
year since your aliyah date. um provided
[74:50]
that you've been in Israel for a minimum
[74:52]
of 60% of the year
[74:55]
uh before you get to that one year
[74:58]
period or even if you've gotten to that
[75:00]
one-year period uh timeline but you have
[75:04]
not been in Israel for the minimum of
[75:06]
60%. You can apply for a tudat mavar
[75:10]
once you've passed 90 days or three full
[75:13]
months whichever is longer from your
[75:15]
aliyah date. Tudat mavar is uh those of
[75:18]
you who know some French lass p don't
[75:20]
ask me to spell it. Uh I hope I
[75:23]
pronounced it correctly. Uh it's
[75:24]
basically a travel document that kind of
[75:26]
walks like a passport looks like a
[75:28]
passport. It's a different color. Not
[75:30]
everyone will accept it. But when you go
[75:34]
back to your original country, if you're
[75:35]
Canadian, uh, British, American, when
[75:38]
you go back to that country, you'll
[75:40]
still need to enter with your American,
[75:43]
Canadian or British passport. Um,
[75:48]
but for going to other countries, you
[75:50]
can either use that or many countries do
[75:53]
accept the two.mavar. Not all do. It
[75:56]
changes once in a while. Um, basically
[76:00]
it's a different colored travel document
[76:03]
that you can apply for as I said after 3
[76:05]
months from your aliyah date.
[76:08]
It is good for 5 years and you can
[76:12]
continue using it until it's expirate.
[76:14]
You don't have to necessarily go get a
[76:16]
passport once you are eligible for it.
[76:19]
If your toud mavvar is still eligible to
[76:23]
apply for two.mavar you make an
[76:26]
appointment the same place where you
[76:28]
made going to be making your biometric
[76:30]
appointment. It doesn't have to be the
[76:32]
same branch though. Uh you go to the go
[76:34]
visit.gov.il
[76:37]
and choose the passport option. Um there
[76:40]
is no separate option for to domar. So
[76:44]
if basically you're making a passport
[76:47]
appointment even if you're here less
[76:49]
than a year and you could set up that
[76:51]
appointment now if you want as long as
[76:53]
the appointment date is not sooner than
[76:57]
three full months or 90 days from your
[77:00]
aliyah date. So as long as you've passed
[77:04]
that time that time stamp when your
[77:06]
appointment is you're good to go. you
[77:09]
will uh need to bring your two dots,
[77:12]
your foreign passport. Uh there's a
[77:14]
processing fee fee for passports or two
[77:18]
dot mavar. Um and if you have other
[77:21]
family members who are applying, they'll
[77:22]
need to be there and be present as well,
[77:25]
even children or babies. And as I said,
[77:28]
you're going to make an appointment for
[77:29]
passport appointment. and whether you
[77:33]
are eligible for a passport or not, they
[77:36]
will issue the document for which you're
[77:39]
eligible. So, you might get a two dot
[77:41]
mavar and if you're here long enough,
[77:44]
you'll get the the passport.
[77:48]
If you need to travel before you hit
[77:50]
that 3month mark,
[77:53]
well, right now there's a special um
[77:57]
special measure in place allowing all
[77:58]
Israelis to travel on a foreign
[78:00]
passport. This is due to expire December
[78:03]
31st of this year, 2026.
[78:07]
If it does not get extended again, and
[78:10]
we don't know for sure yet, one way or
[78:12]
the other, um they often only notify the
[78:15]
month it's supposed to expire. But if it
[78:18]
is not extended, again, as of January
[78:22]
1st, 2027, you will be required to have
[78:26]
an Israeli travel document to leave and
[78:28]
enter the country.
[78:30]
So you will no longer be able to leave
[78:33]
Israel on your foreign passport if this
[78:36]
is not extended. So we do recommend that
[78:39]
everyone gets the uh 2 mavar once
[78:42]
they're eligible just to make sure they
[78:46]
have it in case they need to travel and
[78:48]
this is not extended again. Um if you
[78:52]
need to travel before those 3 months I'm
[78:54]
sorry I cut myself off. uh you can and
[78:57]
and the special measure is not extended.
[79:01]
So if you made it aliyah in October,
[79:02]
November, December, January. So if you
[79:05]
need to travel before January, whatever
[79:08]
date you made aliyah in October in
[79:11]
the special measure is not extended. You
[79:14]
can go walk into any misup branch. You
[79:17]
do not need an appointment to request an
[79:19]
ishoratia, a travel permit. Now you're
[79:22]
not getting permission to travel. you're
[79:24]
getting permission to travel using a
[79:26]
foreign passport. So, um that's usually
[79:30]
valid for I think 3 or 4 months. Um if
[79:34]
you think you might be traveling
[79:37]
and you might want to go in a little bit
[79:39]
ahead of time right now, if you would
[79:41]
were to walk in, I don't know if they
[79:43]
would give it to you because they might
[79:44]
say, "Ah, we're probably going to extend
[79:46]
it." Whether they know more than we do
[79:49]
or not, I don't know. or they just are
[79:53]
trying to be helpful and say you don't
[79:55]
need to bother.
[79:57]
So, right now until December 31st,
[79:59]
you're good traveling in and out on your
[80:01]
foreign passport. And stay tuned for
[80:04]
January 1st, 2027. We will put it on our
[80:08]
website. We will post it um on our um
[80:14]
sorry, uh Mr. Adapan will post it on
[80:17]
their site. It'll you'll you'll see it
[80:20]
in the news that it was extended. And of
[80:23]
course, for any questions about travel,
[80:25]
be in touch with us. Now, when traveling
[80:28]
without your without an Israeli travel
[80:31]
document, first of all, you're Israeli.
[80:34]
You go through the Israeli lines. Coming
[80:36]
going, you're Israeli. However,
[80:40]
because of the uh the law of now needing
[80:45]
the ITAL, the visa preapproval to enter
[80:49]
Israel, your problem won't be entering
[80:52]
Israel, especi
[80:59]
Israel to prove that you're Israeli. But
[81:01]
your problem will be getting on the
[81:03]
plane when you want to come back to
[81:05]
Israel because showing them a two doat
[81:07]
isn't going to help. You could say, "I'm
[81:08]
Israeli, but I don't have a travel
[81:10]
document." That's not going to help. If
[81:12]
you made aliyah now with the your
[81:16]
American passport or Canadian passport,
[81:18]
if it's the same number, it should be
[81:21]
linked to your 2.0 number. What we
[81:24]
recommend is when leaving the country,
[81:26]
stop instead of going to one of the
[81:28]
automated um passport control machines
[81:31]
when again when leaving Benoran, go to
[81:35]
either the right or the left. There's a
[81:37]
white table and there's a human being
[81:39]
passport control officer. Show them your
[81:43]
passport and your two that's a hood and
[81:46]
ask them to just confirm that they're
[81:48]
linked. if they are linked. What's
[81:51]
supposed to happen is when you try to um
[81:55]
to check in online in the States and you
[81:58]
put in your American passport number,
[82:01]
it'll show up in the system as you being
[82:04]
allowed to enter Israel because you're
[82:05]
an Israeli citizen. If they're not
[82:08]
linked, and sometimes it falls through
[82:10]
the cracks for some reason and it
[82:11]
doesn't work. But if it doesn't, then
[82:14]
you might need to apply for the E toil.
[82:17]
It costs I think like 25 shekeo and it's
[82:21]
worth it just to not have the headache
[82:23]
of returning.
[82:26]
Another issue to keep in mind when
[82:28]
traveling during your first year uh
[82:31]
after aliyah you're still kind of in uh
[82:35]
on probation. You are a resident. You
[82:37]
are a citizen. You'll always be a
[82:39]
citizen. But if you decide to leave for
[82:42]
like a really long time, well not a
[82:44]
really long time, if more than a month
[82:46]
during your first year,
[82:48]
the
[82:50]
who if you recall are in charge of your
[82:52]
health care and all those other things,
[82:54]
they're going to say, "Whoa, why is this
[82:56]
guy leaving already? He just got here.
[82:58]
Does he plan on staying?" They'll he'll
[83:00]
they'll see that you're leaving, but
[83:02]
they won't know your plans. So, you
[83:05]
could be at risk for losing your
[83:06]
residency. If you lose your residency
[83:09]
with Vlumi, that's the National
[83:11]
Insurance Institute. If you lose your
[83:13]
insurance, your uh residency with them,
[83:16]
you'll also lose your health insurance.
[83:18]
And that's the kicker part because you
[83:19]
don't want to lose your health
[83:20]
insurance. Um,
[83:23]
so what we recommend is if you're
[83:26]
leaving for over a month, if it's less
[83:27]
than a month, you don't have to do this
[83:29]
unless I did have a guy who left every
[83:32]
month for 2 weeks and he said, "But you
[83:34]
said if you're leaving over a month, you
[83:36]
need to tell them." So this if you're
[83:39]
also leaving every two weeks and it's
[83:41]
not over a month but you're leaving for
[83:43]
two weeks every month then you should do
[83:45]
this as well. Notify and we can assist
[83:48]
you with this as well. Basically you're
[83:50]
going to upload a letter to their
[83:52]
website with your name, your ID number,
[83:55]
your dates of travel and a line saying I
[83:58]
intend on remaining resident of Israel.
[84:01]
While this is not a surefire guarantee
[84:05]
that you won't lose your residency,
[84:07]
it gives them an idea of what your plans
[84:10]
are. And even if you do lose your
[84:12]
residency and you come back after 6
[84:14]
weeks or 8 weeks, the fact that you sent
[84:17]
that letter works towards your for your
[84:20]
advantage to say, "See, I I know I told
[84:23]
you I was going. I told you I'm coming
[84:25]
back and it might be easier to reinstate
[84:27]
your residency on return."
[84:30]
What they usually do is if you're gone,
[84:32]
they'll send a letter saying, uh, due to
[84:34]
you being out of the country, your
[84:37]
residency status is being looked at, you
[84:39]
have 45 days to appeal.
[84:42]
If you are return within the 45 days,
[84:45]
it's usually not an issue. You tell them
[84:47]
you're back. If you're returning after
[84:50]
the 45 days, a lot of people don't see
[84:52]
the letter until they get back. um then
[84:56]
we can help you uh apply for uh an
[85:00]
appeal and uh reinstate your residency.
[85:03]
We do recommend that once you have
[85:06]
enough Israeli documents that would be
[85:08]
your two dot your an Israeli credit card
[85:11]
on your linked to your 2.0 your 2. Uh to
[85:16]
create government accounts, there's two
[85:17]
that you should be aware of. The govil
[85:20]
account, which is things like your
[85:23]
driver's license. If you have pets,
[85:25]
it'll show your pets. You'll if you have
[85:26]
kids, it'll show I should have said kids
[85:28]
before pets. I'm sorry. Um pets, kids,
[85:32]
car, if you own own stuff, it'll all
[85:35]
show up on your account. You can renew
[85:37]
your car registration through it. You
[85:39]
can renew your driver's license, your
[85:41]
pet's license, uh all those things. and
[85:44]
it's a really handy thing to have. Uh,
[85:47]
but you just need a bunch of different
[85:49]
Israeli documents to be able to access
[85:51]
it because it's really really secure.
[85:54]
Um, another thing is the Baklumi website
[85:58]
to open a portal on that website and you
[86:00]
can just follow up about uh you can see
[86:03]
any letters they might send you. You can
[86:06]
also follow up, keep an eye on your um
[86:09]
how they have you down with your
[86:11]
employment status if make sure if you're
[86:13]
unemployed to make sure that's how
[86:15]
you're listed, if you're working to make
[86:17]
sure that's how you're listed.
[86:20]
Um and your residency status. So, if
[86:23]
you're you won't be able to create this
[86:25]
account if you're abroad, you should be
[86:27]
able to log in and check your status.
[86:30]
So, that's just a way to keep your
[86:31]
finger on the pulse and make sure if if
[86:33]
you're out of the country for over a
[86:34]
month to know where you're standing. If
[86:37]
you were to lose your health uh your
[86:40]
residency, just be aware that when
[86:42]
you're coming back to Israel, it could
[86:44]
take some time to reinstate it. So, come
[86:46]
back with uh temporary uh healthcare uh
[86:50]
private insurance or tourist insurance,
[86:53]
sorry, travel insurance as well. Um,
[86:56]
while I'm mentioning that, I will
[86:57]
mention that your Israeli health
[86:59]
insurance does not cover insurance
[87:01]
abroad. Um, you would need to apply for
[87:05]
travel insurance out of Israel if you're
[87:08]
not still covered by your insurance
[87:10]
wherever you moved from.
[87:15]
Um, when applying I'm jumping back, I
[87:18]
know. I'm sorry. Um, I'm jumping around
[87:20]
a little. When you apply for your travel
[87:23]
document, they're not going to give you
[87:25]
a tracking number automatically like
[87:27]
when you apply for your biometric ID.
[87:29]
You'll have to request the a uh tracking
[87:32]
number and they do it through a career
[87:35]
company called HFD. And these are
[87:37]
usually delivered not to your home but
[87:40]
to like a candy store or package pickup
[87:42]
point. If you've ordered like from
[87:44]
Amazon or Sheen or what those places,
[87:47]
it's a a local establishment that has a
[87:49]
deal with these companies and they have
[87:52]
a package pickup uh service. Um once you
[87:58]
get that uh tracking number, you can
[88:02]
uh check where it is through the HFD uh
[88:05]
service.
[88:07]
Okay. Any questions about passports?
[88:12]
All right. There's a page here with all
[88:14]
of the Misakita addresses and which
[88:17]
cities they service. So, if you're not
[88:20]
sure if you're which place you'll be
[88:22]
going to, you can find it there.
[88:26]
As I mentioned, the page about OLED
[88:27]
benefits, just go through that and see
[88:29]
what's relevant to you. emergency
[88:32]
information. Uh it's got it it we're not
[88:37]
just a 911 country. We each police
[88:41]
ambulance uh fire each has a different
[88:43]
phone number. Um there's the regular
[88:47]
magenta vidita adome ambulance and
[88:48]
there's also United Hutala. Um,
[88:52]
ambulances like emergency rooms, you
[88:56]
might have to pay out of pocket if you
[88:58]
don't get a pre-authorization
[89:00]
if you're not uh or if you're not
[89:02]
admitted to the hospital. United
[89:04]
Hutzella, on the other hand, works on
[89:06]
donations. They'll send you a a letter
[89:08]
saying, you know, uh, hope you're
[89:11]
feeling better to donate. Here is the
[89:13]
link, you know. Um, so just uh I
[89:17]
actually had cut this out and put it on
[89:20]
my fridge cuz in an emergency your brain
[89:21]
goes out the window. I couldn't remember
[89:24]
how to dial it. Luckily, I had this on
[89:25]
my fridge. Um, and uh, I had it. So,
[89:28]
just familiarize yourself with the
[89:30]
numbers. In addition, each katim has
[89:33]
their 24-hour number. I'm just going to
[89:35]
scroll down so you can see it. Um, in
[89:38]
case you need to get pre-authorization
[89:40]
for an emergency room. Again, not in a
[89:42]
life to death situation, just, you know,
[89:45]
um where in those situations where you
[89:48]
can wait a little bit before running to
[89:50]
the emergency room if you need to. These
[89:52]
are the different numbers with their
[89:54]
prompts numbers for English. And just
[89:57]
because it says press four for English
[89:59]
or two for English, that's only going to
[90:01]
work if there's somebody who actually
[90:03]
speaks English on duty at that time. So,
[90:07]
you could press two for English and then
[90:09]
get a a Hebrew speaker. Um, some
[90:12]
suggestions people have made was either
[90:14]
press for Arabic or for Russian. And
[90:17]
there's more of a chance that an Arabic
[90:19]
speaker or a Russian speaker might speak
[90:21]
English sometimes than a regular Hebrew
[90:24]
speaker. I don't know if it's true. I
[90:26]
just heard people make this suggestion.
[90:28]
So
[90:30]
um
[90:32]
that we discussed uh Nefish Benesh has a
[90:35]
lot of services as well. Uh we will h we
[90:39]
have uh regional coordinators who uh are
[90:43]
assigned to different points of the
[90:45]
country. They will give you a call about
[90:47]
once a month during your first year to
[90:49]
make sure you're staying on task with
[90:51]
all the bureaucracy, answer any
[90:52]
questions. Of course, for the big things
[90:54]
or anything else, you can always feel
[90:56]
free to call us and not wait for that
[90:58]
once a month phone call. Um, some while
[91:01]
some of our our regular staff do work as
[91:05]
um regional coordinators, most of them
[91:08]
are not in office people. So while they
[91:11]
have the general information, if there's
[91:13]
something an emergency like a urgent
[91:15]
situation or something complicated pops
[91:17]
up, we are the address the uh star 3650
[91:22]
star 3680 or answers atnvn.org.
[91:27]
Uh and on this page is also a bunch of
[91:30]
different uh excuse me different numbers
[91:33]
for uh emotional emergencies. Uh listen,
[91:36]
living in Israel is not easy. the threat
[91:38]
of war, uh just being in a different uh
[91:43]
situation, different mentality, making
[91:45]
this move is huge. So, it's no shame in
[91:49]
needing to speak to somebody other than
[91:51]
argue with your spouse or your siblings
[91:53]
or your neighbors. Uh so, don't be
[91:56]
embarrassed. If you feel the need,
[91:57]
please reach out to one of these numbers
[91:59]
or be in touch with us for assistance in
[92:03]
understanding how to find somebody uh
[92:05]
for mental health or crisis etc.
[92:12]
And lastly, we have a bunch of different
[92:14]
departments. We have the you we're from
[92:17]
the Yity and I are from the post aliad
[92:19]
government advocacy department. We have
[92:21]
an employment department, educational
[92:22]
guidance both for K through 12 and
[92:25]
higher education. Uh if you aren't sure
[92:28]
where you want to wind up, you just have
[92:29]
a stopping point but you don't know
[92:30]
which community is right for you, we
[92:32]
have a communities department, Lone
[92:34]
Soldiers, Shari, International Medical
[92:37]
Aliat program for medical um
[92:39]
professionals.
[92:41]
Uh we have LinkedIn uh WhatsApp.
[92:45]
What am I missing? Uh all the socials um
[92:49]
out
[92:51]
I'm not sure how active the Telegram is
[92:53]
right now unless it woke back up. Insta
[92:55]
uh
[92:56]
>> Insta definitely our Insta is fun. Um
[93:00]
but I that's personal because I always
[93:01]
try and get a a a glimpse of myself in
[93:04]
the background.
[93:06]
Um so again really no question is too
[93:10]
big, no question is too small. Kind of
[93:11]
like Encyclopedia Brown if you know who
[93:13]
I'm talking about. Uh
[93:16]
so um like to wish you a lots of hats
[93:21]
and mazalto on your aliyah.
[93:24]
Um
[93:26]
yet did you mention about just the the
[93:29]
emergency issue stuff like just having
[93:31]
the things set up on your phone and god
[93:33]
forbid we're back to sirens and stuff
[93:35]
like that?
[93:37]
>> I did not but you just did.
[93:38]
>> Okay. So, just in case we go back to
[93:41]
that, uh, it's always a good idea to
[93:43]
have the emergency alert systems on your
[93:45]
phone. Um, we have it on our website.
[93:48]
You can go to our website for emergency
[93:50]
resources and look at the links and set
[93:53]
that up on your phone.
[93:56]
So, without further ado, I'm going to
[93:59]
open the floor to any questions if you
[94:01]
have any.
[94:05]
>> Wonderful. Thank you very much for your
[94:07]
very detailed explanation of many many
[94:10]
interesting um situations.
[94:13]
>> Thank you. And I'm sorry if I went on
[94:15]
too long about with too many details but
[94:18]
uh I never know when to stop sharing.
[94:20]
>> I have
[94:22]
questions actually three of them. One is
[94:25]
you went through this whole document
[94:28]
with nine or more sections and is a link
[94:32]
to this document online.
[94:34]
>> Yeah. Yeah. Can you share the link to
[94:36]
the online version?
[94:38]
>> Okay, I definitely will, but I believe
[94:40]
there's also a PDF that's going to be
[94:42]
sent along with the recording.
[94:43]
>> Yes, it will.
[94:44]
>> Okay, so let me let me find
[94:46]
>> but that that might that could take it
[94:48]
might be not immediate. You will get a
[94:51]
recording a link to the recording of
[94:53]
this session and there will be a l a PDF
[94:56]
version but if you want to look at it
[94:58]
right now there's an online version that
[95:00]
Yity will share.
[95:02]
>> Wonderful. Uh and the other question of
[95:07]
let's of the moment
[95:09]
uh when I did fly to Israel and it was
[95:12]
just two days ago and I'm still under
[95:14]
jet lag.
[95:16]
Maybe.
[95:17]
>> Well, then we're super thankful that you
[95:19]
joined us. And what
[95:22]
>> the question was
[95:25]
it was I I did purchase my own ticket to
[95:29]
Israel and there was in some um some
[95:33]
information about possibility that
[95:35]
certain amount will be uh paid back.
[95:40]
Would you comment on that?
[95:42]
Um, so that you can write to the flights
[95:46]
department. It's flights nbn.org.il.
[95:51]
Um, and discuss that with them. We're
[95:53]
we're not really we don't really have
[95:54]
much to do with the flights uh situation
[95:56]
or refunds for it.
[95:59]
>> Okay, no problem. Great. Okay.
[96:01]
>> Okay. And Mark, I put the I put the post
[96:04]
aliyah guide as well as the flights
[96:06]
information in the chat for you.
[96:09]
>> Excellent. Thank you. Last question. I'm
[96:12]
renting now uh the apartment and is
[96:16]
there any um let's say financial
[96:20]
assistance with that?
[96:24]
>> So um the first 6 months the financial
[96:28]
assistance is the salita the um uh
[96:33]
forgot what it's called in English. Help
[96:35]
me it sit in English.
[96:37]
>> Absorption basket.
[96:38]
>> Absorption basket. Thank you. Is the
[96:40]
absorption basket from once you hit the
[96:43]
seventh month, you'll get uh rental
[96:46]
assistance and I the number uh for
[96:50]
single I believe it's 363 shekel a
[96:53]
month. That one I happen to remember if
[96:56]
I don't remember what it is for married
[96:58]
couples or anything like that. Uh it's
[97:00]
not meant to be to cover your rent. It's
[97:02]
enough to help with a bill or two
[97:04]
depending on your lifestyle. Uh, and
[97:08]
that goes on for a couple years.
[97:11]
>> No, no, I didn't ask to cover my rent. I
[97:13]
just was curious what how it works.
[97:15]
>> Yeah, that's the support that that you
[97:16]
receive the the 360 thing.
[97:20]
>> After 6 months basically.
[97:21]
>> Yeah, it begins the seventh month and
[97:23]
it's uh seventh month. It's I believe
[97:26]
it's two years. ... [transcript truncated due to length]
Show more
Description
(by owner on YouTube)
Post-Aliyah Guide, online: https://www.nbn.org.il/your-first-ste... NBN Answers: Telephone: *3680 Email: answers@nbn.org.il Hours: Sunday – Thursday, 09:00 am – 05:00 pm Telegram Channel: https://t.me/nbnanswers Whatsapp Channel: https://whatsapp.com/channel/0029VaVN..